Blogs list

Total Results: 206

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14 Sep, 2020, 07:58:48 PM

College, as we all know, is an exciting and challenging undertaking for most students. Moving away from your parents, living on your own (or with a roommate), making decisions for yourself and having to manage your own finances are just a few of the roadblocks you will be facing. Having a plan in place beforehand and sticking to that plan as closely as possible can help to ensure that you...

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12 Sep, 2020, 09:02:17 AM

Here are seven hacks that can make tax season a little simpler, ranging from “I should have known that!”-level to stuff that’s not as well known. Don’t overpay for tax prep services You’ll see a wide range of prices for tax preparation services, whether you want to sit down with a professional or use a guided online program. But you might not realize that you’re probably eligible for some free...

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12 Sep, 2020, 09:00:03 AM

Here are some of our favourite tips to set you up for debt payoff success. List out your interest rates You can’t get started if you don’t know what you’re dealing with. More than one-third of us don’t know our credit card interest rates, according to a 2019 Nerdwallet survey. If you can’t rattle off yours, it’s time to log into your accounts or check your latest statement to pinpoint...

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07 Sep, 2020, 08:28:02 PM

While there’s a growing push for more financial literacy in schools, most kids still learn about money at home. Research shows kids may understand the basics of personal finance as young as seven years old, so you can start teaching them early. One way is by allowing them to spend money under your supervision with a debit card designed specifically for kids. These are the best options to choose from. Greenlight prepaid debit card Greenlight offers Mastercard debit cards for families...

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07 Sep, 2020, 08:25:39 PM

Over the past few months, we’ve written about mortgage refinancing several times—and for good reason: New Freddie Mac data shows 30-year fixed-rate mortgages have dipped below 3% again. This rock-bottom mortgage rates have inspired crowds of folks to consider scoring a cheaper rate on their existing mortgage. Whether you are trying to lower your mortgage payment or borrow from home equity to pay off debt like student loans, there may be another reason to act sooner...

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07 Sep, 2020, 08:23:05 PM

The concept of Buy Now, Pay Later has been around since the Great Depression. Layaway shopping, which mostly disappeared during the 1980s, involved making a small deposit and instalment payments before taking your purchase home. Now shoppers have another option: Buy Now, Pay Later services. The biggest difference from layaway is you don’t have to wait to take your item(s) home, which may be why these services are becoming more popular....

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07 Sep, 2020, 08:20:11 PM

There isn’t much to like about high-deductible health insurance plans. If you have one, you may already be spending thousands of dollars out-of-pocket on healthcare each year. Before meeting the deductible, it can be tough to afford the basics. Unfortunately, these plans have become the go-to choice for many larger companies—and this costly trend is likely to continue. High-deductible plans may offer one benefit, though: the option to contribute to a health savings account, which...

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06 Sep, 2020, 09:34:21 AM

Saving money is not a solution as it does not offer growth in return, keeping in saving bank account only gives interest which is not in line with inflation. So the money should be invested in the market in such a manner that it may earn return along with growth. The investment strategy differs from person to person we will see in this article what avenues of investment are available...

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04 Sep, 2020, 12:04:11 PM

No doubt, Chartered Accountancy course has enjoyed wide popularity but CMA and CS courses too have been gaining popularity over the last few years. Particularly, growth in numbers of students enrolled for CMA is far more than any other course in India. This is because of cost awareness amongst the business entrepreneurs due to growing competition in the market, and this has resulted in increased demand for CMA. Cost &...

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04 Sep, 2020, 12:02:03 PM

These are very simple, stupid and easy advices; yet very significant do’s and don’ts to follow when your examinations are approaching. 1. Don’t lose your cool – The most important point to keep in mind is to control yourself. This can be a very stressful time especially if it’s your 2nd or 3rd attempt. But to succeed you need to concentrate and that can happen only if you keep calm. Don’t...

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04 Sep, 2020, 11:58:34 AM

CMA/CA are the most coveted professional degree in India in the field of commerce and it is the dream of every commerce student to be a qualified CMA/CA. It needs hard work, commitment and intensive study with honest efforts of one to be a qualified CMA/CA. The pleasure of being a qualified CMA/CA is nowhere less than the pleasure of a commander of an army who conquered the world. But...

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04 Sep, 2020, 11:55:48 AM

It is often said that a strict and disciplined childhood will make the person a perfect man in the long run. Similarly, GST with its strict structured rules, returns and records will make the country strong in the long run. Similarities of detailed requirements of records and analysis both at GST and records we CMA depends upon for making detailed analysis for effective decision making shoulder us additional responsibilities to explain,...

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04 Sep, 2020, 11:53:07 AM

Earlier, the CBIC had announced a waiver of late fee as a result of the key decisions taken by the GST Council on June 12, 2020, in case of the limits of Rs.500 restricted to specific turnover limits and the interest due to the payments and extension of due dates for businesses to file Goods and Services taxes (GST) returns for the COVID -19 effects till October 2020. Assesses obligated towards any tax liability to submit...

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03 Sep, 2020, 06:55:07 PM

Achievers are great dreamers. What dreams in life would you have, if you knew you could not possibly fail? What particular dream would make you happiest in fulfilling? Firstly, have total faith: in yourself and especially in God – a Higher Power, Supreme Being, who cares deeply about you and really BELIEVE God, Life, Your Creator will ultimately ensure the outcome that’s best for you. Discover the Awesome Power of a Dream....

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02 Sep, 2020, 12:47:00 PM

There are a handful of rules for investors to keep in their mind for successful investing. Below given is the list of the nine considerations that we feel are most useful before you make investment decisions. Rule 1: Know yourself Quantify the risk which you are willing to take Consider the time horizon for your investments Set Various Financial goals Rule 2: Devote enough time to make savings work for...